/* ============================================================
   Extra Panel — Production Design System
   Reuses existing branding: primary #6A6FF9, Poppins font.
   Layered on top of Bootstrap 5 + style.css (no conflicts).
   ============================================================ */
:root {
  --panel-primary: #6A6FF9;
  --panel-primary-dark: #5458e5;
  --panel-primary-soft: #EDEFff;
  --panel-secondary: #334155;
  --panel-success: #16A34A;
  --panel-success-soft: #DCFCE7;
  --panel-warning: #D97706;
  --panel-warning-soft: #FEF3C7;
  --panel-danger: #DC2626;
  --panel-danger-soft: #FEE2E2;
  --panel-info: #0284C7;
  --panel-info-soft: #E0F2FE;
  --panel-bg: #F5F6FA;
  --panel-card: #FFFFFF;
  --panel-border: #E5E7EB;
  --panel-border-strong: #D1D5DB;
  --panel-heading: #111827;
  --panel-text: #334155;
  --panel-muted: #6B7280;
  --panel-faint: #9CA3AF;
  --panel-radius: 12px;
  --panel-radius-sm: 8px;
  --panel-radius-lg: 16px;
  --panel-shadow-sm: 0 1px 2px rgba(16, 24, 40, .06);
  --panel-shadow: 0 1px 3px rgba(16, 24, 40, .08), 0 1px 2px rgba(16, 24, 40, .06);
  --panel-shadow-lg: 0 12px 32px rgba(16, 24, 40, .14);
  --panel-sidebar-w: 264px;
  --panel-sidebar-collapsed-w: 84px;
  --panel-header-h: 68px;
  --panel-font: "Poppins", system-ui, -apple-system, "Segoe UI", sans-serif;
}

/* ---------- Base ---------- */
.panel-app {
  font-family: var(--panel-font);
  background: var(--panel-bg);
  color: var(--panel-text);
  min-height: 100vh;
  overflow-x: clip;
}
.panel-app h1, .panel-app h2, .panel-app h3,
.panel-app h4, .panel-app h5, .panel-app h6 {
  color: var(--panel-heading);
  letter-spacing: -.01em;
}

/* ---------- Sidebar ---------- */
.panel-sidebar {
  position: fixed;
  inset: 0 auto 0 0;
  width: var(--panel-sidebar-w);
  height: 100dvh;
  background: var(--panel-card);
  border-right: 1px solid var(--panel-border);
  z-index: 1040;
  display: flex;
  flex-direction: column;
  transition: width .22s ease, transform .28s cubic-bezier(.32,.72,.35,1);
}
.panel-sidebar__brand {
  height: var(--panel-header-h);
  display: flex;
  align-items: center;
  gap: .65rem;
  padding: 0 1.1rem;
  border-bottom: 1px solid var(--panel-border);
  flex-shrink: 0;
}
.panel-sidebar__brand img { height: 40px; width: auto; }
.panel-sidebar__brand-name { font-weight: 700; color: var(--panel-heading); font-size: 1.05rem; line-height: 1.1; white-space: nowrap; }
.panel-sidebar__brand-sub { font-size: .7rem; color: var(--panel-muted); font-weight: 500; text-transform: uppercase; letter-spacing: .08em; }
/* Close (X) button: hidden on big screens, only shows inside the mobile drawer.
   ID selector is used on purpose so no other rule can accidentally show it. */
#panelSidebarClose { display: none; }

.panel-sidebar__nav {
  flex: 1;
  overflow-y: auto;
  overflow-x: hidden;
  padding: .9rem .8rem;
}
.panel-nav-label {
  font-size: .68rem; font-weight: 600; text-transform: uppercase;
  letter-spacing: .09em; color: var(--panel-faint);
  padding: .6rem .7rem .35rem;
}
.panel-nav-link {
  display: flex; align-items: center; gap: .75rem;
  padding: .62rem .7rem;
  border-radius: 10px;
  color: var(--panel-muted);
  font-weight: 500; font-size: .9rem;
  text-decoration: none;
  border: 1px solid transparent;
  width: 100%;
  background: transparent;
  cursor: pointer;
  white-space: nowrap;
}
.panel-nav-link:hover { background: var(--panel-bg); color: var(--panel-heading); }
.panel-nav-link.active {
  background: var(--panel-primary-soft);
  color: var(--panel-primary-dark);
  font-weight: 600;
  border-color: rgba(106,111,249,.18);
}
.panel-nav-link .panel-nav-icon {
  width: 36px; height: 36px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--panel-bg);
  border-radius: 10px;
}
.panel-nav-link .panel-nav-icon img { width: 19px; height: 19px; }
.panel-nav-link.active .panel-nav-icon { background: var(--panel-primary); }
.panel-nav-link.active .panel-nav-icon img { filter: brightness(0) invert(1); }
.panel-nav-link .panel-nav-chevron { margin-left: auto; transition: transform .2s ease; font-size: .8rem; }
.panel-nav-link[aria-expanded="true"] .panel-nav-chevron { transform: rotate(180deg); }

.panel-submenu { list-style: none; margin: 0; padding: 0; overflow: hidden; }
.panel-submenu .collapse-inner { padding: .15rem 0 .3rem .55rem; }
.panel-submenu a {
  display: flex; align-items: center; gap: .55rem;
  padding: .5rem .7rem .5rem 3.1rem;
  border-radius: 8px; font-size: .85rem; color: var(--panel-muted);
  text-decoration: none; position: relative;
}
.panel-submenu a::before {
  content: ""; position: absolute; left: 2.1rem; top: 50%;
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--panel-border-strong); transform: translateY(-50%);
}
.panel-submenu a:hover { background: var(--panel-bg); color: var(--panel-heading); }
.panel-submenu a.active { color: var(--panel-primary-dark); font-weight: 600; background: var(--panel-primary-soft); }
.panel-submenu a.active::before { background: var(--panel-primary); }

.panel-sidebar__footer {
  border-top: 1px solid var(--panel-border);
  padding: .9rem;
  display: flex; align-items: center; gap: .7rem;
}
.panel-sidebar__user { display: flex; align-items: center; gap: .65rem; min-width: 0; flex: 1; }
.panel-sidebar__avatar {
  width: 38px; height: 38px; border-radius: 50%; object-fit: cover; flex-shrink: 0;
  background: var(--panel-primary-soft);
}
.panel-sidebar__user-meta { min-width: 0; }
.panel-sidebar__user-name { font-size: .85rem; font-weight: 600; color: var(--panel-heading); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.panel-sidebar__user-role { font-size: .72rem; color: var(--panel-muted); }

/* Collapsed (desktop icons-only) */
.panel-app.sidebar-collapsed .panel-sidebar { width: var(--panel-sidebar-collapsed-w); }
.panel-app.sidebar-collapsed .panel-sidebar__brand-name,
.panel-app.sidebar-collapsed .panel-sidebar__brand-sub,
.panel-app.sidebar-collapsed .panel-nav-label,
.panel-app.sidebar-collapsed .panel-nav-text,
.panel-app.sidebar-collapsed .panel-nav-chevron,
.panel-app.sidebar-collapsed .panel-sidebar__user-meta,
.panel-app.sidebar-collapsed .panel-submenu,
.panel-app.sidebar-collapsed .panel-sidebar__logout-text { display: none !important; }
.panel-app.sidebar-collapsed .panel-nav-link { justify-content: center; padding: .62rem .4rem; }
.panel-app.sidebar-collapsed .panel-sidebar__brand { justify-content: center; padding: 0 .5rem; }
.panel-app.sidebar-collapsed .panel-sidebar__footer { justify-content: center; }

/* ---------- Header ---------- */
.panel-header {
  position: fixed;
  top: 0; right: 0; left: var(--panel-sidebar-w);
  height: var(--panel-header-h);
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--panel-border);
  z-index: 1030;
  display: flex; align-items: center;
  padding: 0 1.25rem;
  gap: .75rem;
  transition: left .22s ease;
}
.panel-app.sidebar-collapsed .panel-header { left: var(--panel-sidebar-collapsed-w); }
.panel-icon-btn {
  width: 40px; height: 40px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  border: 1px solid var(--panel-border); background: #fff; color: var(--panel-text);
  border-radius: 10px; cursor: pointer; font-size: 1.15rem; line-height: 1;
}
.panel-icon-btn:hover { background: var(--panel-bg); color: var(--panel-heading); border-color: var(--panel-border-strong); }
.panel-header__title { min-width: 0; flex: 1; }
.panel-header__title h1 { font-size: 1.05rem; margin: 0; font-weight: 600; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.panel-header__crumbs { font-size: .76rem; color: var(--panel-faint); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.panel-header__user { display: flex; align-items: center; gap: .6rem; }
.panel-header__avatar { width: 38px; height: 38px; border-radius: 50%; object-fit: cover; }
.panel-header__name { font-size: .85rem; font-weight: 600; color: var(--panel-heading); max-width: 140px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.panel-header .dropdown-menu {
  border: 1px solid var(--panel-border); border-radius: 12px;
  box-shadow: var(--panel-shadow-lg); padding: .4rem; min-width: 220px;
}
.panel-header .dropdown-item { border-radius: 8px; font-size: .87rem; padding: .6rem .75rem; color: var(--panel-text); }
.panel-header .dropdown-item:hover { background: var(--panel-bg); }
.panel-header .dropdown-item:active { background: var(--panel-primary-soft); color: var(--panel-primary-dark); }

/* ---------- Content ---------- */
.panel-main {
  margin-left: var(--panel-sidebar-w);
  padding-top: var(--panel-header-h);
  min-height: 100dvh;
  min-width: 0;
  transition: margin-left .22s ease;
}
.panel-app.sidebar-collapsed .panel-main { margin-left: var(--panel-sidebar-collapsed-w); }
.panel-content { padding: 1.5rem; margin: 0 auto; width: 100%; }
.panel-page-head { margin-bottom: 1.25rem; }
.panel-page-head h2 { font-size: 1.35rem; font-weight: 700; margin: 0; }
.panel-page-head p { color: var(--panel-muted); font-size: .87rem; margin: .25rem 0 0; }
.panel-breadcrumb { display: flex; align-items: center; flex-wrap: wrap; gap: .35rem; font-size: .8rem; color: var(--panel-faint); margin-bottom: .5rem; list-style: none; padding: 0; }
.panel-breadcrumb a { color: var(--panel-muted); text-decoration: none; }
.panel-breadcrumb a:hover { color: var(--panel-primary-dark); }

/* ---------- Cards ---------- */
.panel-card {
  background: var(--panel-card); border: 1px solid var(--panel-border);
  border-radius: var(--panel-radius); box-shadow: var(--panel-shadow-sm);
}
.panel-card__body { padding: 1.25rem; }
.panel-card__title { font-size: .95rem; font-weight: 600; color: var(--panel-heading); margin: 0; }
.panel-card__sub { font-size: .8rem; color: var(--panel-muted); }

.panel-stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
.panel-stat {
  background: var(--panel-card); border: 1px solid var(--panel-border);
  border-radius: var(--panel-radius); box-shadow: var(--panel-shadow-sm);
  padding: 1.15rem; display: flex; gap: .9rem; align-items: flex-start; min-width: 0;
  transition: box-shadow .15s ease, transform .15s ease;
}
.panel-stat:hover { box-shadow: var(--panel-shadow); }
.panel-stat__icon { width: 46px; height: 46px; border-radius: 12px; display: inline-flex; align-items: center; justify-content: center; font-size: 1.3rem; flex-shrink: 0; }
.panel-stat__label { font-size: .76rem; color: var(--panel-muted); font-weight: 500; margin: 0; text-transform: uppercase; letter-spacing: .05em; }
.panel-stat__value { font-size: 1.4rem; font-weight: 700; color: var(--panel-heading); margin: .1rem 0 0; line-height: 1.2; overflow-wrap: anywhere; }
.panel-stat__hint { font-size: .78rem; color: var(--panel-muted); margin-top: .15rem; }

/* ---------- Buttons (unify, keep .btn-primary brand) ---------- */
.panel-app .btn {
  border-radius: 10px; font-weight: 600; font-size: .87rem;
  padding: .6rem 1.1rem; border: 1px solid transparent;
  display: inline-flex; align-items: center; justify-content: center; gap: .45rem;
  white-space: nowrap; max-width: 100%;
}
.panel-app .btn-primary { background: var(--panel-primary); border-color: var(--panel-primary); color: #fff; }
.panel-app .btn-primary:hover { background: var(--panel-primary-dark); border-color: var(--panel-primary-dark); }
.panel-app .btn-outline-primary { border-color: var(--panel-primary); color: var(--panel-primary-dark); background: #fff; }
.panel-app .btn-outline-primary:hover { background: var(--panel-primary-soft); border-color: var(--panel-primary); }
.panel-app .btn-light { background: #fff; border-color: var(--panel-border); color: var(--panel-text); }
.panel-app .btn-sm { padding: .4rem .75rem; font-size: .8rem; border-radius: 8px; }
.panel-app .btn:disabled { opacity: .6; cursor: not-allowed; }

/* ---------- Tables ---------- */
.panel-table-card { background: var(--panel-card); border: 1px solid var(--panel-border); border-radius: var(--panel-radius); box-shadow: var(--panel-shadow-sm); overflow: hidden; }
.panel-table-toolbar { display: flex; flex-wrap: wrap; gap: .7rem; align-items: center; padding: 1rem 1.25rem; border-bottom: 1px solid var(--panel-border); }
.panel-table-toolbar h3 { font-size: .95rem; margin: 0; font-weight: 600; }
.panel-table-toolbar .spacer { flex: 1; }
.panel-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.panel-table { width: 100%; margin: 0; font-size: .86rem; border-collapse: collapse; }
.panel-table thead th {
  background: #F8FAFC; color: var(--panel-muted); font-weight: 600; font-size: .74rem;
  text-transform: uppercase; letter-spacing: .05em; padding: .8rem 1rem;
  border-bottom: 1px solid var(--panel-border); white-space: nowrap; text-align: left;
}
.panel-table tbody td { padding: .85rem 1rem; border-bottom: 1px solid #F1F5F9; color: var(--panel-text); vertical-align: middle; }
.panel-table tbody tr:last-child td { border-bottom: 0; }
.panel-table tbody tr:hover { background: #F8FAFC; }
.panel-table .id-cell { color: var(--panel-primary-dark); font-weight: 600; white-space: nowrap; }

/* ---------- Badges ---------- */
.panel-badge { display: inline-flex; align-items: center; gap: .3rem; font-size: .73rem; font-weight: 600; padding: .28rem .65rem; border-radius: 999px; border: 1px solid transparent; white-space: nowrap; }
.panel-badge--success { background: var(--panel-success-soft); color: #15803D; border-color: #BBF7D0; }
.panel-badge--warning { background: var(--panel-warning-soft); color: #B45309; border-color: #FDE68A; }
.panel-badge--danger { background: var(--panel-danger-soft); color: #B91C1C; border-color: #FECACA; }
.panel-badge--info { background: var(--panel-info-soft); color: #0369A1; border-color: #BAE6FD; }
.panel-badge--muted { background: #F1F5F9; color: var(--panel-muted); border-color: var(--panel-border); }
.panel-badge--primary { background: var(--panel-primary-soft); color: var(--panel-primary-dark); border-color: #C7D2FE; }

/* ---------- Forms ---------- */
.panel-app .form-label { font-size: .82rem; font-weight: 600; color: var(--panel-heading); margin-bottom: .35rem; }
.panel-app .form-label .req { color: var(--panel-danger); }
.panel-app .form-control, .panel-app .form-select {
  border-radius: 10px; border: 1px solid var(--panel-border-strong);
  padding: .62rem .85rem; font-size: .88rem; color: var(--panel-text);
  background: #fff; max-width: 100%;
}
.panel-app .form-control:focus, .panel-app .form-select:focus {
  border-color: var(--panel-primary); box-shadow: 0 0 0 3px rgba(106,111,249,.15);
}
.panel-app .form-control::placeholder { color: var(--panel-faint); }
.panel-app .form-hint { font-size: .76rem; color: var(--panel-muted); margin-top: .3rem; }
.panel-app .invalid-feedback, .panel-app .error-message { font-size: .76rem; color: var(--panel-danger); font-weight: 500; }
.panel-app .is-invalid { border-color: var(--panel-danger) !important; }
.panel-app .is-valid { border-color: #86EFAC !important; }
.panel-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

/* ---------- Alerts / empty / loader ---------- */
.panel-alert { border-radius: 10px; border: 1px solid var(--panel-border); font-size: .86rem; }
.panel-empty { text-align: center; padding: 2.5rem 1.5rem; color: var(--panel-muted); }
.panel-empty__icon { width: 52px; height: 52px; border-radius: 14px; background: var(--panel-bg); display: inline-flex; align-items: center; justify-content: center; font-size: 1.5rem; margin-bottom: .8rem; }
.panel-loader { display: flex; align-items: center; justify-content: center; gap: .6rem; padding: 1.5rem; color: var(--panel-muted); font-size: .85rem; }

/* ---------- Modals ---------- */
.panel-app .modal-content { border: 1px solid var(--panel-border); border-radius: var(--panel-radius-lg); box-shadow: var(--panel-shadow-lg); }
.panel-app .modal-header { border-bottom: 1px solid var(--panel-border); padding: 1rem 1.25rem; }
.panel-app .modal-title { font-size: 1rem; font-weight: 600; }
.panel-app .modal-body { padding: 1.25rem; }
.panel-app .modal-footer { border-top: 1px solid var(--panel-border); padding: 1rem 1.25rem; gap: .6rem; }

/* ---------- Pagination ---------- */
.panel-app .pagination { gap: .3rem; flex-wrap: wrap; }
.panel-app .page-link { border-radius: 8px !important; border: 1px solid var(--panel-border); color: var(--panel-text); font-size: .83rem; padding: .45rem .75rem; }
.panel-app .page-item.active .page-link { background: var(--panel-primary); border-color: var(--panel-primary); }

/* ---------- Balance pill (wholesaler / reseller header) ---------- */
.panel-balance-pill {
  display: inline-flex; align-items: center; gap: .5rem;
  background: var(--panel-bg); border: 1px solid var(--panel-border);
  border-radius: 999px; padding: .3rem .3rem .3rem .85rem;
  font-size: .8rem; color: var(--panel-muted); white-space: nowrap; flex-shrink: 0;
}
.panel-balance-pill strong { color: var(--panel-heading); }
.panel-balance-pill .btn {
  width: 28px; height: 28px; border-radius: 50%;
  padding: 0; font-size: 1rem; line-height: 1;
}
.panel-sidebar__balance {
  margin: .5rem .2rem .4rem;
  background: var(--panel-bg); border: 1px solid var(--panel-border);
  border-radius: 12px; padding: .7rem .8rem; font-size: .78rem;
}
@media (max-width: 575.98px) {
  .panel-balance-pill .panel-balance-label { display: none; }
}

/* ---------- Backdrop / drawer ---------- */
.panel-backdrop {
  position: fixed; inset: 0; background: rgba(15,23,42,.5);
  opacity: 0; visibility: hidden; transition: opacity .25s ease, visibility .25s;
  z-index: 1035;
}
.panel-app.drawer-open .panel-backdrop { opacity: 1; visibility: visible; }

/* Desktop collapse toggle visible; mobile hamburger */
#panelCollapseBtn { display: inline-flex; }
#panelDrawerBtn { display: none; }

/* ---------- Legacy compat: make old list-group rows render as table rows ---------- */
.panel-app .wholesaler-list-scroll, .panel-app .resellers-list-scroll { overflow-x: auto; }

/* ---------- Responsive ---------- */
@media (max-width: 1199.98px) {
  .panel-stat-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 991.98px) {
  .panel-sidebar { transform: translateX(-105%); width: min(300px, 84vw); box-shadow: var(--panel-shadow-lg); }
  .panel-app.drawer-open .panel-sidebar { transform: translateX(0); }
  #panelSidebarClose { display: inline-flex; }
  .panel-header { left: 0; }
  .panel-app.sidebar-collapsed .panel-header { left: 0; }
  .panel-main { margin-left: 0; }
  .panel-app.sidebar-collapsed .panel-main { margin-left: 0; }
  .panel-app.drawer-open { overflow: hidden; }
  #panelDrawerBtn { display: inline-flex; }
  #panelCollapseBtn { display: none; }
  /* collapsed mode disabled on touch: always full labels in drawer */
  .panel-app.sidebar-collapsed .panel-sidebar { width: min(300px, 84vw); }
  .panel-app.sidebar-collapsed .panel-sidebar__brand-name,
  .panel-app.sidebar-collapsed .panel-sidebar__brand-sub,
  .panel-app.sidebar-collapsed .panel-nav-label,
  .panel-app.sidebar-collapsed .panel-nav-text,
  .panel-app.sidebar-collapsed .panel-nav-chevron,
  .panel-app.sidebar-collapsed .panel-sidebar__user-meta,
  .panel-app.sidebar-collapsed .panel-submenu { display: revert !important; }
  .panel-app.sidebar-collapsed .panel-submenu { display: block !important; }
  .panel-app.sidebar-collapsed .panel-nav-link { justify-content: flex-start; }
}
@media (max-width: 767.98px) {
  .panel-content { padding: 1rem .9rem 2rem; }
  .panel-stat-grid { grid-template-columns: 1fr; }
  .panel-header { padding: 0 .8rem; gap: .55rem; }
  .panel-header__name { display: none; }
  .panel-header__title h1 { font-size: .95rem; }
  .panel-form-grid { grid-template-columns: 1fr; }
  .panel-card__body { padding: 1rem; }
  .panel-table-toolbar { padding: .9rem; }
  .panel-app .btn { max-width: 100%; }
  .panel-app .modal-dialog { margin: .75rem; max-width: calc(100vw - 1.5rem); }
  .panel-app .dropdown-menu { max-width: calc(100vw - 1.5rem); }
}
@media (min-width: 992px) {
  .panel-backdrop { display: none; }
}
@media (prefers-reduced-motion: reduce) {
  .panel-sidebar, .panel-header, .panel-main { transition: none; }
}

/* ---------- Readonly inputs ---------- */
.panel-app .form-control[readonly],
.panel-app .form-select[readonly] {
  background: #F8FAFC;
  color: var(--panel-muted);
}

/* ---------- Segmented tabs (Admin / Wholesaler switch, reusable) ---------- */
.panel-tabs {
  display: inline-flex;
  gap: .25rem;
  background: var(--panel-bg);
  border: 1px solid var(--panel-border);
  border-radius: 999px;
  padding: .25rem;
  max-width: 100%;
  overflow-x: auto;
}
.panel-tabs a {
  padding: .45rem 1.1rem;
  border-radius: 999px;
  font-size: .83rem;
  font-weight: 600;
  color: var(--panel-muted);
  text-decoration: none;
  white-space: nowrap;
}
.panel-tabs a:hover { color: var(--panel-heading); }
.panel-tabs a.active { background: #fff; color: var(--panel-primary-dark); box-shadow: var(--panel-shadow-sm); }

/* ---------- Stepper (multi-step forms, reusable) ---------- */
.panel-steps {
  display: flex;
  align-items: flex-start;
  gap: .5rem;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  padding: .25rem;
}
.panel-step { display: flex; align-items: center; gap: .6rem; flex-shrink: 0; }
.panel-step__dot {
  width: 34px; height: 34px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 50%; font-weight: 600; font-size: .9rem;
}
.panel-step__text { font-size: .85rem; font-weight: 500; color: var(--panel-muted); white-space: nowrap; }
.panel-step__line { flex: 1 0 24px; min-width: 24px; border-top: 2px solid var(--panel-border); margin-top: 16px; }
/* Active step dot glows in brand color (JS toggles bg-primary / bg-gray-400) */
.panel-step__dot.bg-primary { box-shadow: 0 0 0 4px rgba(106,111,249,.18), 0 4px 10px rgba(106,111,249,.35); }
.panel-step__dot.bg-gray-400 { opacity: .85; }
@media (max-width: 575.98px) {
  .form-navigation .btn { flex: 1 1 100%; }
}

/* ---------- Hero card (profile / page headers, reusable) ---------- */
.panel-hero {
  position: relative;
  overflow: hidden;
  border: 0;
  border-radius: var(--panel-radius-lg);
  background: linear-gradient(120deg, #6A6FF9 0%, #4A4FE0 55%, #3730A3 100%);
  color: #fff;
  box-shadow: 0 10px 30px rgba(74,79,224,.28);
}
.panel-hero::before {
  content: "";
  position: absolute;
  right: -90px; top: -90px;
  width: 280px; height: 280px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,.22) 0%, rgba(255,255,255,0) 70%);
}
.panel-hero::after {
  content: "";
  position: absolute;
  right: 60px; bottom: -120px;
  width: 220px; height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,.12) 0%, rgba(255,255,255,0) 70%);
}
.panel-hero__body { position: relative; z-index: 1; padding: 1.5rem; }
.panel-hero__avatar {
  width: 64px; height: 64px; flex-shrink: 0;
  border-radius: 18px;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 1.6rem; font-weight: 700; color: #4A4FE0;
  background: #fff;
  box-shadow: 0 4px 14px rgba(0,0,0,.2);
}
.panel-hero h3 { color: #fff; margin: 0; font-size: 1.25rem; font-weight: 700; }
.panel-hero__meta { color: rgba(255,255,255,.82); font-size: .83rem; margin: .15rem 0 0; overflow-wrap: anywhere; }
.panel-hero__stats { display: flex; flex-wrap: wrap; gap: .5rem; }
.panel-hero__stat {
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 10px;
  padding: .45rem .8rem;
  font-size: .76rem;
  white-space: nowrap;
}
.panel-hero__stat strong { display: block; font-size: .95rem; }
.panel-hero .btn-light { border: 0; font-weight: 600; }
.panel-hero .btn-outline-light { border-color: rgba(255,255,255,.5); color: #fff; }
.panel-hero .btn-outline-light:hover { background: rgba(255,255,255,.15); color: #fff; }

/* ---------- Card section head (icon + title, reusable) ---------- */
.panel-section-head { display: flex; align-items: center; gap: .7rem; margin-bottom: 1.1rem; }
.panel-section-head__icon {
  width: 40px; height: 40px; flex-shrink: 0;
  border-radius: 12px;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  background: var(--panel-primary-soft);
  color: var(--panel-primary-dark);
}
.panel-section-head h5 { margin: 0; font-size: .98rem; font-weight: 700; color: var(--panel-heading); }
.panel-section-head small { display: block; font-size: .74rem; font-weight: 400; color: var(--panel-muted); }

/* ---------- Review tiles (step 3 summary, reusable) ---------- */
.panel-review .form-group {
  background: #F8FAFC;
  border: 1px solid var(--panel-border);
  border-radius: 10px;
  padding: .6rem .8rem;
  height: 100%;
}
.panel-review .form-group > label {
  font-size: .68rem !important;
  font-weight: 600 !important;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--panel-faint) !important;
  margin-bottom: .15rem !important;
}
.panel-review .form-group > span.d-block {
  font-weight: 600;
  color: var(--panel-heading);
  overflow-wrap: anywhere;
}

/* ---------- Sticky form actions ---------- */
.panel-form-actions { position: sticky; bottom: 1rem; z-index: 20; }
@media (max-width: 767.98px) {
  .panel-hero__body { padding: 1.15rem; }
  .panel-hero__avatar { width: 52px; height: 52px; font-size: 1.3rem; border-radius: 14px; }
  .panel-form-actions { bottom: .6rem; }
}

/* ---------- Real bank-card view (wallet, reusable) ---------- */
.panel-bankcard {
  position: relative;
  overflow: hidden;
  border-radius: 20px;
  aspect-ratio: 1.586;
  color: #fff;
  background:
    radial-gradient(circle at 85% 15%, rgba(255,255,255,.20) 0%, rgba(255,255,255,0) 45%),
    radial-gradient(circle at 10% 95%, rgba(0,0,0,.28) 0%, rgba(0,0,0,0) 55%),
    linear-gradient(115deg, #7B80FF 0%, #4A4FE0 38%, #2B2F8F 72%, #1B1E5E 100%);
  box-shadow: 0 18px 40px rgba(43,47,143,.38), inset 0 1px 0 rgba(255,255,255,.25);
}
/* diagonal sheen */
.panel-bankcard::before {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,.14) 48%, transparent 58%);
  pointer-events: none;
}
/* overlapping scheme circles, bottom-right */
.panel-bankcard__rings { position: absolute; right: 22px; bottom: 18px; width: 92px; height: 56px; opacity: .9; }
.panel-bankcard__rings span { position: absolute; width: 56px; height: 56px; border-radius: 50%; }
.panel-bankcard__rings span:first-child { left: 0; background: rgba(255,255,255,.28); }
.panel-bankcard__rings span:last-child { right: 0; background: rgba(255,209,102,.75); }
.panel-bankcard__inner {
  position: relative; z-index: 1;
  height: 100%;
  display: flex; flex-direction: column; justify-content: space-between;
  padding: clamp(1rem, 4.5%, 1.5rem);
}
.panel-bankcard__top { display: flex; align-items: center; justify-content: space-between; }
.panel-bankcard__brand { font-size: .72rem; font-weight: 700; letter-spacing: .22em; color: rgba(255,255,255,.92); }
.panel-bankcard__brand small { display: block; font-size: .58rem; font-weight: 500; letter-spacing: .3em; color: rgba(255,255,255,.65); }
.panel-bankcard__contactless { width: 26px; height: 26px; opacity: .9; }
.panel-bankcard__chip {
  width: 48px; height: 36px; border-radius: 7px;
  background: linear-gradient(135deg, #F6D47C 0%, #D4A94E 38%, #F3E2A9 55%, #C9993F 100%);
  box-shadow: inset 0 0 0 1px rgba(90,60,5,.45), 0 1px 2px rgba(0,0,0,.35);
  position: relative;
}
.panel-bankcard__chip::before {
  content: ""; position: absolute; inset: 5px 6px;
  border: 1px solid rgba(120,80,10,.6); border-radius: 3px;
  border-left-width: 0; border-right-width: 0;
}
.panel-bankcard__chip::after {
  content: ""; position: absolute; left: 6px; right: 6px; top: 50%;
  height: 1px; background: rgba(120,80,10,.6);
}
.panel-bankcard__label { font-size: .62rem; font-weight: 600; letter-spacing: .24em; color: rgba(255,255,255,.68); margin: 0; }
.panel-bankcard__balance { font-size: clamp(1.7rem, 4vw, 2.3rem); font-weight: 700; margin: .1rem 0 0; text-shadow: 0 2px 3px rgba(0,0,0,.35); }
.panel-bankcard__bottom { display: flex; align-items: flex-end; justify-content: space-between; gap: .75rem; }
.panel-bankcard__holder { font-size: .8rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; text-shadow: 0 1px 1px rgba(0,0,0,.4); overflow-wrap: anywhere; }
.panel-bankcard__holder small { display: block; font-size: .58rem; font-weight: 500; letter-spacing: .26em; color: rgba(255,255,255,.6); margin-bottom: .15rem; }
.panel-bankcard__status { display: inline-flex; align-items: center; gap: .35rem; font-size: .66rem; font-weight: 700; letter-spacing: .14em; white-space: nowrap; }
.panel-bankcard__status i { font-size: .55rem; color: #4ADE80; }
/* gentle 3D tilt on devices with a mouse */
@media (hover: hover) {
  .panel-bankcard { transition: transform .35s ease, box-shadow .35s ease; }
  .panel-bankcard:hover { transform: perspective(1000px) rotateY(-5deg) rotateX(2deg) translateY(-2px); box-shadow: 0 24px 50px rgba(43,47,143,.45), inset 0 1px 0 rgba(255,255,255,.25); }
}
@media (prefers-reduced-motion: reduce) {
  .panel-bankcard, .panel-bankcard:hover { transition: none; transform: none; }
}